How Long Does an International Bank Transfer Take?
Most international transfers arrive within one to five business days, but the exact time depends on the sending bank, receiving bank, currencies and compliance review.
Typical processing time
Many transfers in major currencies take 1-2 business days after the sending bank processes the payment. Less common currencies or additional intermediary banks can take longer.
Why transfers are delayed
Delays can occur because of weekends, public holidays, cut-off times, incorrect details, compliance checks or missing beneficiary information.
What to check first
If the transfer is delayed, confirm the SWIFT/BIC code, account number, beneficiary name and payment reference with the sending and receiving banks.
Check a SWIFT/BIC code now
Use our free validator or search the global bank code database.